Bible Quotes of the day: The importance of information

Through wisdom a house is built, and by understanding it is established; and by knowledge the rooms shall be filled with all precious and pleasant riches. 

Proverbs 24:3-4

That is why it is important to do due diligence before investing in a stock. Don't just buy because it is a hot tip or it is the talk of the town. A stock's sudden price rise may be due to speculation and if you are caught up or what my stocker friends term as "ipit" then you might get burn and lose a lot.

I recall the SEC's propaganda in the past.... INVEST...... INVESTIGATE

Bible Quotes of the day: Equal level in the stock market

"Rich and poor have this in common: The LORD is the Maker of them all." 

Proverbs 22:2 

In the stock market it doesn't matter whether you are only investing 500.00 pesos or 5 million pesos. 

We all have abundant resources to use because God gave us all that we need,  He made us equal. The problem is our mentality. If you think you cant invest in the stock market because you only have small fund think again. 

God made us all He wouldn't favor one from the other..... it is the way we handled what He gave us that made us to what we are today.

Bible Quotes of the day: About sharing your blessings

"There will always be poor people in the land. Therefore I command you to be openhanded toward your brothers and toward the poor and needy in your land." 

Deuteronomy 15:11 

One thing we have to know when we are blessed in our finances is to share it. It could be in a form of good timing in your stock trade that you were able to profit on it thus you share by donating an amount to an orphanage like Tahanan ng Pagmamahal just like what my friend Aiko did.

Share your blessings... and God will bless you more abundantly because you cannot out give God in His game of giving blessings.

Listed Company Profile: Meralco

source: http://www.meralco.com.ph/

We have been waiting for this giant to rise up and be one of the leading stocks in the PSE.

About 2 months ago I was checking this stock and I knew there is something with this company. Being one of MPI's gem in their list of stocks and as well as the recent move by SMC the price of MER suddenly rose rapidly at year end it posted a 237.00 and nearly surpass its all time high of 292.00 in the first weeks of 2011 when it posted a 287.00 per share market price.

Originally a Lopez company, the entry of Manny Pangilinan's First Pacific Holdings through Metro Pacific Investments have given boost to MER's planned entry to the power generation sector a move from power retailer to power producer. And the latest is the entry of Ramon Ang of SMC .

Looking at its price it seems to hit another high after the uneasy start of 2011. 

I have seen a rise in its price back in Nov 2010 thus bought some until it went down due to year end jitters. After cost averaging till the end of 2010 I was looking at a 225 target price with a 15% gain but it went far beyond my expectation. Right now it sits at 280.00.

source: www.bloomberg.com

In fundamental aspects Meralco is in good shape having a good current ratio at 1.10 and a PE% of 35 (MRQ source www.reuters.com). Outlook on 2011 is positive and if MER's plans to get into self-generation of electricity it might have a better market price as what was seen with SCC.

Listed Company Profile: Meralco

source: http://www.meralco.com.ph/

We have been waiting for this giant to rise up and be one of the leading stocks in the PSE.

About 2 months ago I was checking this stock and I knew there is something with this company. Being one of MPI's gem in their list of stocks and as well as the recent move by SMC the price of MER suddenly rose rapidly at year end it posted a 237.00 and nearly surpass its all time high of 292.00 in the first weeks of 2011 when it posted a 287.00 per share market price.

Originally a Lopez company, the entry of Manny Pangilinan's First Pacific Holdings through Metro Pacific Investments have given boost to MER's planned entry to the power generation sector a move from power retailer to power producer. And the latest is the entry of Ramon Ang of SMC .

Looking at its price it seems to hit another high after the uneasy start of 2011. 

I have seen a rise in its price back in Nov 2010 thus bought some until it went down due to year end jitters. After cost averaging till the end of 2010 I was looking at a 225 target price with a 15% gain but it went far beyond my expectation. Right now it sits at 280.00.

source: www.bloomberg.com

In fundamental aspects Meralco is in good shape having a good current ratio at 1.10 and a PE% of 35 (MRQ source www.reuters.com). Outlook on 2011 is positive and if MER's plans to get into self-generation of electricity it might have a better market price as what was seen with SCC.

Ways to be debt free: Setting goals

Its a new year and most of us have written their new years resolution which I believe you gave up on following on Jan 3, just kidding.

source: http://www.diabetesmine.com/

Many of us can't and won't be free from debt because in the first place it was never our goal to be free from debt. That is a very absurd thinking you may say but  it is actually happening. 

 source: http://blogs.ktk985.com

So in order to not to fall to deeper manholes of debt set your goals. Put a deadline(I know nobody wants a deadline) and follow it to the letter.

 source: http://blog.madd0.com/

 It doesn't have to be a giant step goal. As Confucius said "A journey of a thousand miles begins with a single step." Take it one step at a time.

The questions one has to answer are these:
1. When and how often to save?

Save in a week, in a month, or in every two weeks. 

2. Save how much?


20 pesos, 50 pesos, 100 pesos.


3. How to save.


Stop buying gourmet coffee on the way to work, cutting the cable, selling old stuff, starting a small business on the side, continuously setting aside money for a loan already paid, and so much more

Many of us really don't save. Saving doesn't have to be a one time big thing like saving your entire paycheck for this month in order for you to buy that latest phone next month.

source: http://www.chowking.com/home

 

Save little by little.  If you buy a Chowking breakfast meal with a halo halo the next time only buy the breakfast meal. And after buying only the breakfast meal for two weeks eat at home before going to work. 

source: http://www.telegraph.co.uk

Or if you smoke a pack of cigarette a day only smoke half the next day and the other day smoke 1/4 of a pack and on the other 1/8 of the pack until you only smoke one stick a day and probably with God's grace totally quit smoking in 6 months.

Saving abruptly just gives you a withdrawal syndrome so do it little by little until your body adjust and accepts the new lifestyle.

source: http://www.moneytomoney.org/

P.S. I have conceptualize some book project regarding savings. I will share it as soon as I start the very first pages of that book. And like I have said I am also doing it one small step at a time. I hope to see you downloading it once it is out... promise its free :)

Ways to be debt free: Setting goals

Its a new year and most of us have written their new years resolution which I believe you gave up on following on Jan 3, just kidding.

source: http://www.diabetesmine.com/

Many of us can't and won't be free from debt because in the first place it was never our goal to be free from debt. That is a very absurd thinking you may say but  it is actually happening. 

 source: http://blogs.ktk985.com

So in order to not to fall to deeper manholes of debt set your goals. Put a deadline(I know nobody wants a deadline) and follow it to the letter.

 source: http://blog.madd0.com/

 It doesn't have to be a giant step goal. As Confucius said "A journey of a thousand miles begins with a single step." Take it one step at a time.

The questions one has to answer are these:
1. When and how often to save?

Save in a week, in a month, or in every two weeks. 

2. Save how much?


20 pesos, 50 pesos, 100 pesos.


3. How to save.


Stop buying gourmet coffee on the way to work, cutting the cable, selling old stuff, starting a small business on the side, continuously setting aside money for a loan already paid, and so much more

Many of us really don't save. Saving doesn't have to be a one time big thing like saving your entire paycheck for this month in order for you to buy that latest phone next month.

source: http://www.chowking.com/home

 

Save little by little.  If you buy a Chowking breakfast meal with a halo halo the next time only buy the breakfast meal. And after buying only the breakfast meal for two weeks eat at home before going to work. 

source: http://www.telegraph.co.uk

Or if you smoke a pack of cigarette a day only smoke half the next day and the other day smoke 1/4 of a pack and on the other 1/8 of the pack until you only smoke one stick a day and probably with God's grace totally quit smoking in 6 months.

Saving abruptly just gives you a withdrawal syndrome so do it little by little until your body adjust and accepts the new lifestyle.

source: http://www.moneytomoney.org/

P.S. I have conceptualize some book project regarding savings. I will share it as soon as I start the very first pages of that book. And like I have said I am also doing it one small step at a time. I hope to see you downloading it once it is out... promise its free :)

Using Bloomberg.com for your stock charts and info need

Just discovered this lately. We can use www.bloomberg.com to check on PSE listed stock.

Juts like Reuters.com it has some information a stock investor like you and me need in deciding which stocks to buy. 

Go to www.bloomberg.com and in the search button type in the stock code of the company you are interested in and add a colon followed by pm

 

 source: www.bloomberg.com

You can customized the chart by adding overlays and indicators like MACD, Stochastic, Relative Strength Index(RSI) and compare such stock to other stock of interest or stock of same industry by adding the stock code plus :PM in the add bar in the stock chart section.

Using Bloomberg.com for your stock charts and info need

Just discovered this lately. We can use www.bloomberg.com to check on PSE listed stock.

Juts like Reuters.com it has some information a stock investor like you and me need in deciding which stocks to buy. 

Go to www.bloomberg.com and in the search button type in the stock code of the company you are interested in and add a colon followed by pm

 

 source: www.bloomberg.com

You can customized the chart by adding overlays and indicators like MACD, Stochastic, Relative Strength Index(RSI) and compare such stock to other stock of interest or stock of same industry by adding the stock code plus :PM in the add bar in the stock chart section.